Middleton Insurance Services
Middleton Insurance Services | P.O. Box 173, Blue Springs, MO 64013 | 701A Broadway, Oak Grove, MO | 64075 | (816) 690-3312
Middleton Insurance Services, LLC © 2014 | All Rights Reserved
Auto / Motorcycle
The automobile has a long and passionate history. From daily transportation to
weekend cruising, few of us can be without a car for long. How many of
us have dreamed of the perfect car or spent the afternoon at a car
show wishing one was ours?
With these joys come the responsibility of driving safely and being
properly insured. Middleton Insurance Services Insurance Group, LLC
represents many different companies to provide the best car insurance
solutions for whatever your needs may be. From drivers with perfect records to those
not so perfect.
Have a classic car? We offer several great programs that were created solely for classic
and restored auto's. The premium is based on the number of miles you drive, the lower
the miles the better the rate. The coverage respects the unique value of these types of
vehicles and offers an agreed value to ensure a prompt and fair claims settlement.
To properly protect yourself from the always present danger of huge awards for auto
liability, it is imperative that you maintain the proper level of coverage for your
particular situation. If you have any doubts about the appropriate level of automobile
coverage that's right for you, we have excellent plans available through reputable auto
insurers, and we will be happy to help you find the coverage's best suited to your
needs.
Depending on the company you choose, you can get discounts for:
· Being a Good Driver
· Being a Good Student
· Driving a Safe Car
· Having a Homeowner's Policy with your auto insurance carrier
Other advantage you could enjoy include:
· Free Windshield Repair
· 24-Hour Claims Hotline
· Guarantee on Repairs
· Flexible Payment Options
Auto Insurance Coverage
Liability Coverage
You never know when someone might get hurt in an accident. You could stand to lose a
lot if you are at fault. Liability Coverage provides protection against financial loss.
Bodily Injury Coverage
Accidents happen and the resulting damage can be quite costly. Bodily Injury coverage
helps to cover the medical expenses that can occur from injuries or death resulting
from an accident in which you are at fault.
Medical Payments Coverage
It's been a month since the accident and you just received your first hospital bill.
Medical Payments Coverage makes sure you're protected against the income losses
caused by medical and funeral expenses.
Personal Injury Protection Coverage (Kansas Residents)
Personal Injury Protection takes care of medical expenses and lost wages caused from
an accident. Rising medical costs make financial recovery just as difficult, if not more
catastrophic than the physical damages caused in the accident. Because of this, it's
never been more important to make sure that you're covered.
Property Damage Coverage
Are you covered if you're responsible for damaging someone's house? What about their
fence or their vehicle? If you have Property Damage Coverage, it will pay for the
damages that you cause when you are at fault.
Uninsured/Underinsured Motorist Coverage
You know that you have insurance coverage but what about the "other guy"? What if the
other guy doesn't have enough insurance? Uninsured/Under-insured Motorist Coverage,
protects you from the "other guy" and those other variables.
Collision Coverage
Whether it's icy roadways, a blind spot, or an uncontrolled intersection, Collision
Coverage pays any amount more than your deductible to restore the damage done to
your vehicle to factory new condition in the event of an accident.
Comprehensive Coverage
Are you covered when the passing hail storm pellets your vehicle? Are you protected
from the thief that hot-wired your ignition and drove away? Comprehensive Coverage
covers a wide-range of incidents and accidents.
Fault or No-Fault Coverage
Who pays for the damage done to your vehicle? It actually depends. If you live in a no-
fault state, your insurance will cover you. If you live in a fault state, the accident-
causing party's insurance will cover you.
Glass Repair and Replacement
You're smoothly coasting down the highway and smack! A pebble no bigger than a pea
destroys your windshield. Fortunately, you have insurance that provides for fast glass
repair or your brand-new windshield was installed just a few days later.
Car Rental Coverage
When we think rental vehicle, we usually think renting for a vacation or a fun road-trip.
We don't always anticipate that we may need a vehicle because we get into an accident.
That's why we provide use of a rental vehicle.
Towing Services
There isn't a feeling much worse than the one you get when you're stranded and don't
know where to turn. Many companies provide the services to rescue you in the middle
of nowhere.
Motor Homes
It's time to get out on the open road. And, now more than ever, you may be likely to
choose a home on four wheels rather than on a permanent foundation. It's important to
make sure that you and your home have the right protection no matter where you are.
Business Auto
When you own a business, you have a unique set of operation and protection
requirements all your own. Especially for business owners that own and operate
vehicles, Business Auto insurance provides coverage for your unique needs.
Collectible Auto
You're on your way to the annual auto show, when someone rear-ends your classic
1957 Chevrolet. Fortunately, you had Collectible Auto insurance. When it comes to
unique and rare automobiles, we've got you covered.
Motorcycles
Nothing better than traveling the open road on two wheels. A motorcycle
is a freedom of expression that is very personal and cherished among
motorcyclists. Whether you drive a BMW or a Harley Davidson, the
emotion a cycle brings is very unique and deep. It is important to choose
an motorcycle insurance company that understands this attachment and
offers products to ensure that if a loss does occur, you have the coverage
you need. At Middleton Insurance Services Insurance Group, LLC we
represent some of the finest motorcycle insurance companies around.
These companies, like Dairyland Insurance and Progressive Insurance, are
devoted to the motorcycle market and understand the passion of its drivers.
P.O. Box 173
Blue Springs, MO 64013 or
701A Broadway
Oak Grove, MO 64075
(816) 690-3312 Fax (816) 625-3508